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Gender

Eligible ages

18 to 60

Years old

Coverage amount

$100k to $1M

5 year terms from

10 to 30

Years

Get covered today


Get a quote, apply and get covered in just minutes, even if you're not already a USAA member.


Active duty?


You'll get Military Protection Plus² benefits, including severe injury coverage and the option to add coverage equal to your SGLI³ without a medical exam when you separate or retire.

Questions about USAA's Eagle Express

While we're focused on serving the military community, USAA Eagle Express and our other life insurance products are available to the public.

The real question is what are your loved ones’ financial needs after you’re gone? A good guideline to consider is to have enough coverage to pay off your debts and mortgage, replace five years of your income and cover final expenses and family goals like providing for educational expenses.

It depends. If you apply on time, Veterans’ Group Life Insurance can be great for those who can’t qualify for other policies. However, VGLI premiums are based on age and costs can increase over time. USAA’s Eagle Express policy offers a fixed premium for the term you choose, be it 10, 20 or 30 years. Your financial needs may also be greater than the coverage amount offered through VGLI.

Most term life insurance policies, like USAA Eagle Express, offer fixed coverage for a specific amount of time. Premiums typically stay level during the stated term and are generally lower than permanent insurance. Term policies are great for meeting big needs that usually subside over time, including replacing lost income, paying off a mortgage and providing for education goals.


Term policies generally offer more coverage at a lower cost than permanent policies, which may build cash value. This is because part of a permanent policy’s premium is allocated to the cash value. This cash value can be borrowed against for other things, although this may reduce the death benefit. You can learn more about both term and permanent policies on USAA.com.

Our goal is to make the claims process as simple as possible. If you need to file a USAA Eagle Express claim, use this form or call us at 800-385-2419.

Still not sure?

Explore out other life insurance options.

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USAA offers a variety of life insurance products, each with different features and benefits. You should review your options at usaa.com before making a purchasing decision.


No Department of Defense or government agency endorsement.


1 Quotes are for estimate purposes only, and your actual premium will be determined after underwriting review and may vary by state, age, birth sex, and risk class. Risk class is determined by factors such as tobacco use, health, family medical history and lifestyle. Life insurance products may have limitations and conditions and may not be available in all states. Approval for coverage is based on your answers to underwriting questions to avoid requiring a medical exam. Premiums remain level for the duration of the policy. USAA Eagle Express Life Insurance is a Simplified Issue Term Life Insurance Policy (ICC23506321 04-23) issued by USAA Life Insurance Company, San Antonio, TX 78288. Not available in New York.


2 Military Protection Plus is level term life insurance with Military Severe Injury Benefit Rider and Military Future Insurability Rider. USAA Eagle Express Life Insurance: coverage and premiums remain level for the duration of the policy. Term Policy Form (ICC23506321 04-23) (may vary by state). Not available in New York. Military Severe Injury Benefit Rider provides $25,000 to help with the expenses in the event of certain injuries while performing eligible military duties. Rider Form LBR67140ST 05-07 (may vary by state). Military Severe Injury Benefit Rider not available in New York. Military Future Insurability Rider provides an option to increase coverage upon separation from the military. Availability of increased life insurance coverage subject to rider terms and conditions and depends on characterization of military separation. Increases in coverage require payment of additional premium. Rider Form LBR97953ST 03- 14 and ICC1497953 03-14 (may vary by state). Not available in New York.


3 Increases in coverage more than two times the base policy face amount up to the current maximum Servicemembers' Group Life Insurance (SGLI) amount depends on your health and is subject to underwriting approval.


Use of Term "member" or "membership" refers to membership in USAA Membership Services does not convey any legal or ownership rights in USAA. Restriction apply and are subject to underwriting approval.


Policies purchased on this site are administered by Bestow Agency, LLC. In the event we are unable to resolve any complaint you may have, you may report the complaint to the insurance regulator in your state.


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